Open an account for free today – with no impact to your credit score.

Banking services and ONE card provided by Coastal Community Bank, Member FDIC, under license by Mastercard® International. Deposits are insured up to $250,000 per depositor.

NO MONTHLY FEES
No monthly fees or minimum balances.

FREE OVERDRAFT PROTECTION
Up to $200 with eligible direct deposits*

WHAT’S BETTER THAN PAYDAY? EARLY PAYDAY.
• Get your paycheck up to 2 days early.+

SAVINGS THAT GROW WITH YOU
• Get 1.00% APY on savings balances, and boost those savings with ONE card round-ups.^

ADD OR TAKE OUT CASH FOR FREE
• Use your ONE debit card at any Walmart cashier, Money Center, or Customer Service desk with no fees.
• Use your in-app barcode to take out cash for free at any Walmart Money Center or Customer Service desk when you have eligible direct deposits.**
• Use 55,000+ Allpoint ATMs for free with eligible direct deposits.++

ENHANCED SECURITY & CONVENIENCE
• Add your card to a digital wallet for secure, convenient, and touch-free payments.
• Instantly freeze your card to prevent purchases.
• FDIC-insured up to $250,000 per depositor.
• Bank-level security and encryption.


*With eligible direct deposits totaling at least $500 in the previous 31 days. Must be 18 or older to receive overdraft protection. Overdraft balance is due right away. Transactions eligible for overdraft protection are determined by ONE.

+Direct deposit may be available up to 2 days in advance, but depends on when the employer sends paycheck data.

^Annual Percentage Yield effective as of 2/3/2023 and subject to change after the account is opened. 1.00% APY on balances up to $5,000 or $25,000 with eligible direct deposits totaling at least $500 in the previous 31 days.

**Barcode withdrawals are free with eligible direct deposits totaling at least $500 in the previous 31 days, otherwise a $3 fee per transaction applies. Debit card withdrawals are free at any Walmart Money Center or Customer Service desk.


++Allpoint Network ATM transactions are fee-free for accounts with eligible direct deposits totaling at least $500 in the previous 31 days, otherwise a $3 fee will apply. Transactions at ATMs outside of the Allpoint Network are subject to fees.


ONE is a financial technology company, not a bank.