CARD.com Premium Banking

CARD Premium Bank Account by MetaBank® offers each the premium banking features:

1. Get paid up to 2 days faster with QuickPay**
2. Optional overdraft protection***
3. Optional savings relationship with circular ups ****
4. Funds are FDIC insured done MetaBank *****
5. Over 32,000 fee-free MoneyPass® ATMs
6. No minimum balance. No Credit Check.
7. Compatible with Apple Pay®, Google Pay®, Venmo®, CashApp® and more

Plus, implicit 12,000 paper designs for your debit card. All for $0 Monthly Fee*.

The Card Premium Bank Account is simply a checking relationship established by, and the Premium Visa Debit paper is issued by MetaBank, N.A., Member FDIC, pursuant to a licence from Visa U.S.A. Inc, and tin beryllium utilized everyplace Visa debit cards are accepted.

*. While this circumstantial diagnostic is disposable for free, definite different transaction fees and costs, terms, and conditions are associated with the usage of this Account. See the Accountholder Agreement for much details.
**. Faster entree to funds is based connected a examination of accepted banking policies and deposit of insubstantial checks from employers and authorities agencies versus deposits made electronically. Direct Deposit and earlier availability of funds are taxable to payer's enactment of the diagnostic and timing of payer's funding.
***. Overdraft Protection ("ODP") is an optional work made disposable to eligible CARD Premium Bank Account by MetaBank Customers. Once you enroll and conscionable the eligibility requirements, you volition beryllium charged $15.00 for each transaction that overdraws your relationship by much than $10.00, up to a maximum of 4 (4) fees per calendar month. To debar that fee, you person twenty-four (24) hours from the clip of the archetypal transaction that creates the overdraft to bring your Account backmost to a zero ($0.00) oregon a affirmative balance. Transactions taxable to an overdraft interest are signature and PIN acquisition transactions. ATM transactions and ACH Debit transactions are not eligible for coverage. Any antagonistic equilibrium indispensable beryllium repaid wrong 30 (30) days. Whether we authorize an overdraft is discretionary, and we reserve the close not to pay. For example, we typically volition not wage overdrafts if you neglect to conscionable the eligibility requirements for this work oregon you effort excessively galore transactions oregon transactions that make excessively ample of an overdraft. Contact Customer Service astatine (844) 227-3602 oregon log successful to your Online Account Center for further presumption and conditions that apply, including archetypal and ongoing eligibility requirements for the service. This work whitethorn beryllium expensive, truthful we promote you to probe alternatives earlier enrolling. Once enrolled, you whitethorn opt-out astatine immoderate time; however, you are liable to repay immoderate overdrawn amounts connected your relationship adjacent if you opt-out of the service.
****. The Savings Account linked to your CARD Premium Bank Account by MetaBank is established by MetaBank, N.A., Member FDIC. Interest is calculated connected the Daily Balance of the Savings Account and is paid quarterly. The involvement complaint paid connected the full equilibrium volition beryllium 0.0499% with an yearly percent output (APY) of .05%. The involvement complaint and APY whitethorn change. The APY was close arsenic of 08/17/2020. The minimum equilibrium required to unfastened the Savings Account is $10. The minimum regular equilibrium required to get the advertised APY is $10. You indispensable person 1 (1) payroll oregon authorities benefits nonstop deposit to beryllium eligible to unfastened a Savings Account. Savings Account funds are withdrawn done the Premium Bank Account and transaction fees could trim the involvement earned connected the Savings Account. Funds connected deposit are FDIC-insured done MetaBank, N.A., Member FDIC. For purposes of FDIC sum limit, each funds held connected deposit by the accountholder astatine MetaBank volition beryllium aggregated up to the sum limit, presently $250,000.00.
*****. Funds are FDIC insured, taxable to applicable limitations and restrictions, erstwhile we person the funds deposited to your account.

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