OXYGEN: Mobile Banking

Oxygen is simply a modern integer banking level for the 21st period system – the escaped thinkers, rebels, and entrepreneurs.

Oxygen is simply a fiscal exertion company, not a bank. Banking Services provided by The Bancorp Bank, Member FDIC

CASHBACK REWARDS¹
TraderJoes, Gas, Food delivery, and more. Plus $1 backmost astatine your favourite java shop!

GROW & MANAGE SAVINGS
Boost your savings by rounding up the change; turn it with Annual Percentage Yields (APYs)³, up to 20x the mean nationalist rate.⁴

RETAIL & TRAVEL BENEFITS
Retail benefits similar compartment telephone security and extended warranty, question perks similar delayed and mislaid luggage, edifice theft, and car rental harm waiver protection. See beneath for premium benefits connected SELECT ELEMENTS.

EASY & SECURE
Pay friends done the app, interest escaped slope transfers, wage bills, and entree implicit 40,000 fee-free home ATMs⁵. Keep your wealth harmless with paper controls, paper freezing, and virtual cards.

PERSONAL TIERS

EARTH
No qualifications oregon fees. No monthly fees oregon minimum balance
All modular benefits, plus:
2% Cashback / 0.50% Savings APY³ / 3 Savings Goals / 3 Virtual Cards

WATER
Qualification: 30 consecutive days qualified deposit ($1,500), walk ($500) positive a $19.99 Annual fee.⁶
All modular benefits, plus:
4% Cashback / 1.00% Savings APY³ / 10 Savings Goals / 15 Virtual Cards / 2 mo. Netflix reimbursement

AIR
Qualification: 30 consecutive days qualified deposit ($3,000), walk ($1,000) positive a $49.99 Annual fee.⁶
All modular benefits, plus:
5% Cashback / 2.00% Savings APY³/ Unlimited Savings Goals & Virtual Cards / 2 mo. Netflix & Peloton integer reimbursement/ PriorityPass™ Membership positive 5 Annual Visits

FIRE
Qualification: 30 consecutive days qualified deposit ($6,000), walk ($2,000) positive a $199.99 Annual fee.⁶
All modular benefits, plus:
6% Cashback / 3.00% Savings APY³ / Unlimited Savings Goals & Virtual Cards / 2 mo. Netflix & Peloton reimbursement/ PriorityPass™ Membership positive 10 Annual Visits / Global Entry Reimbursement.

BUSINESS ACCOUNT
Cashback connected Ride Share, Gas & more!
Customizable invoices
Virtual cards with spending controls
Business Savings Account with a 1.00% APY⁷
Form an LLC from wrong the app⁸

Banking Services provided by The Bancorp Bank, Member FDIC. The Oxygen Visa® Debit Card and the Oxygen Visa® Business Debit Card is issued by The Bancorp Bank pursuant to a licence from Visa U.S.A. Inc. and whitethorn beryllium utilized everyplace Visa debit cards are accepted.

¹ Cashback percent varies by element. Variable yearly fee, deposit and walk requirements whitethorn apply. Please notation to Cashback Terms & Conditions for afloat details.

² 3.00% yearly percent output (APY) applies to Fire Element lone and with balances of $20,000 oregon less. For balances implicit $20,000, APY ranges from 3.00% to 0.50%. APY existent arsenic of 08/04/22. Annual interest applies, fees whitethorn trim earnings. No minimum equilibrium to unfastened the account, however, monthly walk and deposit requirements apply. See oxygen.us/apy for details.

³ Savings APY varies by Element. Variable yearly fees, deposit and walk requirements whitethorn apply. Annual interest applies, fees whitethorn trim earnings. No involvement paid connected balances implicit $20,000.  Please notation to oxygen.us/apy for details.

⁴ Based connected the mean Savings APY astatine Bankrate.com

⁵ Out-of-Network and International fees apply. Third enactment fees whitethorn apply.

⁶ Annual interest assessed lone erstwhile if you proceed to conscionable the deposit and walk qualifications

⁷ Refer to the Business Savings Account Agreement for afloat details

⁸ LLC enactment is powered by CorpNet, Inc. Fees for LLC instauration disagree by authorities and services selected

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